HSBC Points Calculator: HSBC Premier Credit Card
Fees
Earning Rates
- Earn 2X points on purchases made in a foreign currency (as in non-Sterling).
- Earn 1X points on purchases made in Sterling.
Main Benefits
- Priority Pass membership.
Rewards Details
- HSBC Premier Rewards points are worth 0.33p when redeemed for vouchers.
- You can obtain significantly better value by transferring HSBC Premier Rewards points to HSBC UK's transfer partners. This can give you up to 0.5p to 1p per point in value.
HSBC Premier Card points calculator
Input your monthly and yearly spend amounts to calculate how many HSBC points you can earn with the HSBC UK Premier Credit Card. Compare the results side by side up to 2 credit cards to find out which cards are best for you.
Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
Credit Cards
Card Details
HSBC Premier Card earning rate
The HSBC Premier Credit Card earns HSBC Premier Rewards points at the following rates:
- 2 points for every £1 spent on purchases made in a foreign currency (as in non-Sterling).
- 1 point for every £1 spent on purchases made in Sterling.
Sterling purchases include UK, Jersey, Guernsey, and Isle of Man as well as transactions made overseas where you choose to pay in Sterling rather than local currency.
HSBC Premier Card points value
HSBC Premier Card benefits
Here are the main benefits of the HSBC Premier Credit Card:
- Priority Pass Membership: Get access to more than 1,300 airport lounges worldwide with Priority Pass — lounges charge £24 per person per visit, subject to availability.
- Mastercard Priceless: Access unforgettable experiences and everyday value in the cities where you live and travel with Mastercard Priceless.
- Purchase Insurance: Extended Warranty Cover.
HSBC Premier Card points transfer
HSBC Premier Card fees
Annual Fee
The HSBC Premier Credit Card has no annual fee.
Authorized User Fee
There is no fee to add authorized users to the HSBC Premier Credit Card.
Non-sterling Purchase Fee
The HSBC Premier Credit Card has a non-sterling purchase fee of 2.99%. This means that you will be penalized when using this card to make purchases that are not in Pound sterling.
