Quick Overview

  • Credit Card Options: UK members can earn Hilton Honors points through 7 credit cards across two rewards programs.
  • American Express Transfers: Hilton Honors is a 1:2 transfer partner of American Express Membership Rewards, offering a straightforward way to earn points.
  • Virgin Atlantic Cards: Points earned with Virgin Atlantic credit cards can be transferred to Hilton Honors at a 2:3 ratio.
  • Topping Off Accounts: Credit card transfers are a useful way to top up your Hilton Honors account, complementing Hilton's debit card earning options.

This page lists all Hilton credit card transfer partners and shows the conversion rates of partner credit card rewards to Hilton Honors points. Use our calculator to determine which Hilton Honors credit card transfer partners will earn you the most points based on your monthly spending.

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Hilton credit card transfer partners

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AMEX Membership Rewards credit cards

American Express Membership Rewards points can be transferred to Hilton Honors at a 1:2 ratio. Every 1,000 AMEX points you transfer will give you 2,000 Hilton Honors points.

With AMEX credit cards, you'll earn anywhere from 1X to 3X Membership Rewards points on your purchases which is equivalent to earning 2X to 6X Hilton Honors points. You can also enjoy complimentary Hilton Honors Gold status with AMEX's personal and business Platinum cards.

Here are the Membership Rewards credit cards that AMEX offers:

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Virgin Atlantic credit cards

Virgin Atlantic Flying Club points can be transferred to Hilton Honors at a 2:3 ratio. Every 2,000 Virgin points you transfer to Hilton will give you 3,000 Hilton Honors points.

Virgin Atlantic credit cards earn up to 3X Virgin points on purchases which is equal to 4.5X Hilton Honors points. It's not as good as the Membership Rewards program, but can still be a solid alternative if you frequently fly Virgin Atlantic and have a need to pick up one of their rewards cards.

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Hilton Honors debit cards

If you really want to maximize your Hilton Honors points, you should consider picking up one of Hilton's co-branded debit credit cards. They offer solid earning rates across day-to-day spending, low to no FX fees when traveling abroad, and complimentary elite status.

Here are Hilton's available cards:

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What's the best credit card for Hilton Honors points?

Input your monthly and yearly spend amounts into our credit card finder tool to find out which credit cards will earn you the most Hilton Honors points and best return per £1 spent.

Results will include all co-branded Hilton credit cards and all Hilton Honors credit card transfer partners. Results will show up to the top 20 cards.

Want More Customization?

This calculator uses our valuations, the intro bonuses we have in the database, and includes the maximum (calculable) bonuses for each card.

If you want to have control over these options and much more, check out our Rewards Credit Card Directory & Calculator tool for Hilton Honors points.

Rewards Credit Card Directory & Calculator: Hilton Honors Points
Currency Codes

Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.

Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.

Currency Controls

Currencies

Sections of the calculator allows you to choose a currency. You will be able to choose from the options below. If you want more options, add them!

Currency Conversions

This site's currency rates update once per hour. If you have a different exchange rate in mind for any of the added currencies, you can change the rate here.

Calculator Options

Year 1 or Year 2+?

Year 1 - Calculate how much you will earn in your first year of being a cardmember. Includes Intro Bonuses (if toggled on) and will use the free or reduced first year annual fees for any cards that have them.

Year 2+ - Calculate how much the card will be worth the 2nd year and onward. Automatically turns off intro bonuses and will ignore first year free/reduced annual fees.

Include Intro Bonuses?

If set to yes, intro bonuses will be included for a card's calculation ONLY IF you have met the monthly spend criteria based on what's entered into the tool.

Note: We do not have intro bonuses for all credit cards (mainly partners and popular credit cards), and we cannot calculate intro bonuses for some cards due to the complexity of some spend requirements.

Authorized Users

Some banks charge an additional fee to add family, friends, or employees to the credit card account. If you plan on adding authorized users to your credit card(s), you can enter that amount here.

Note: Some credit cards have a cap on how many authorized users you can add. While we do keep track of the fee structures, we do not keep track of caps. So be sure to check the rates and fees before applying.

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Max of 100.
Calculate Foreign Transaction Fees?

Many cards will charge you a foreign transaction fee when making purchases in a foreign currency. This is typically between 2.5% and 3% for most credit cards.

If set to yes, we will calculate the estimated fee for any spend entered into the calculator that is considered foreign. This amount will appear in the calculations as well.

Note: We do not have the foreign transaction fee rates for all credit cards.

Monthly/Yearly Spending

Add Categories
Search for categories and click 'Add Category' to add selected categories to the calculator.
When On, only shows currently selected categories.
When On, shows the descriptions for each of the categories.
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Selected Categories
Results Will Appear Here

No Results. This is usually due to:

  • There's no good card options based on the spend entered.
  • The calculator is having a brain-fart and is not calculating rewards properly.

Enter different values or try again later.

Results

Listed below are the results based on what you entered into the tool above. These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card.

You can click on "Show Calculations" to see a breakdown of how the rewards were calculated or click on any of the other links to learn more about the card and it's rewards.

Do note that some of the calculations are rounded so it is possible that the estimated values may be off by a point or two when added up.

Remember that this particular tool uses our point/mile valuations, the intro bonuses we have in the database, and includes the maximum (calculable) bonuses for each card. If you want to have control over these options and much more, slide over to the Rewards Credit Card Directory & Calculator.

These calculations should be used for illustrative purposes only.