Virgin Australia Velocity is a direct transfer partners of several major credit card rewards programs in Australia. This gives you a hefty amount of additional credit cards you can use to earn Velocity points via intro bonuses and everyday spending in addition to Virgin Australia's own co-branded credit cards.

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Velocity credit card transfer partners

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AMEX Membership Rewards credit cards

American Express Membership Rewards points can be transferred to Virgin Australia Velocity at a 2:1 ratio. Every 2,000 AMEX points you transfer will give you 1,000 Velocity points.

AMEX offers a great line-up of credit cards that can make it easy to build up points transferable to Velocity. If you're looking to maximize your rewards and you want some of the best travel benefits around, I highly recommend considering The Platinum Card.

Here's the list of credit cards you can use to earn Membership Rewards points:

Credit Card Card Details
The American Express® Platinum Card
The American Express® Platinum Card
Luxury Travel & Global Lounge Access
Card Value & Points Calculator
  • Earn 2.25 points for every $1 spent on the card (excluding government bodies in Australia).
  • Earn 1 point for every $1 spent on government bodies in Australia.
  • $450 in annual travel credit for domestic or international travel through Platinum Travel Service.
  • Up to $400 in Global Dining credits.
  • Access to over 1,400 airport lounges worldwide.
  • Access to Fine Hotels + Resorts which offer an average total value of $800 AUD
  • Up to 20% in savings on First and Business Class fares.
  • Complimentary elite status with several hotel chains.
  • Complimentary Domestic and international travel insurance.
  • $1,450 annual fee.
The American Express Explorer® Credit Card
The American Express Explorer® Credit Card
Card Value & Points Calculator
  • Earn 2 points for every $1 spent on the card (excluding government bodies in Australia).
  • Earn 1 point for every $1 spent on purchases at government bodies in Australia.
  • $400 in annual travel credit for domestic or international travel through American Express Travel.
  • Two passes to American Express Lounges annually.
  • Access to The Hotel Collection.
  • Complimentary Domestic and international travel insurance.
  • $395 annual fee.
The American Express® Platinum Edge Credit Card
The American Express® Platinum Edge Credit Card
Card Value & Points Calculator
  • Earn 3 points per $1 spent at major supermarkets and petrol stations in Australia.
  • Earn 2 points per $1 spent on purchases in a foreign currency when overseas and online.
  • Earn 1 point per $1 spent on all other card purchases.
  • $200 in annual travel credit for domestic or international travel through American Express Travel.
  • Smartphone Cover with up to $500 for repairs.
  • Complimentary Domestic and international travel insurance.
  • $195 annual fee.
The American Express Essential® Credit Card
The American Express Essential® Credit Card
Card Value & Points Calculator
  • Earn 1.25 points per $1 spent on all purchases (excluding government bodies in Australia).
  • Earn 1 point per $1 spent on purchases at government bodies in Australia.
  • Smartphone Cover with up to $500 for repairs.
  • $0 annual fee.

ANZ Rewards credit cards

ANZ Rewards points can be transferred to Virgin Australia Velocity at a 2:1 ratio. Every 2,000 ANZ points you transfer will give you 1,000 Velocity points.

ANZ offers credit cards that earn up to 2X points per $1 spent which is equal to earning 1 Velocity point per $1 spent. On top of that, you'll get to enjoy complimentary travel and purchase insurance with their rewards cards.

Here are the credit cards you can use to earn ANZ Rewards points:

ANZ Rewards Black credit card
ANZ Rewards Black credit card
  • Earn 2 ANZ Reward Points for every $1 spent up to and including $5,000 per statement period.
  • Earn 1 ANZ Reward Point for every $1 spent over $5,000 per statement period.
  • Complimentary travel and purchase insurance.
  • $375 annual fee.
  • Card Value & ANZ Points Calculator
ANZ Rewards Platinum credit card
ANZ Rewards Platinum credit card
  • Earn 1.5 ANZ Reward points for every $1 spent up to and including $2,000 per statement period.
  • Earn 0.5 ANZ Reward points for every $1 spent over $2,000 per statement period.
  • Complimentary travel and purchase insurance.
  • $149 annual fee.
  • Card Value & Rewards Calculator

Citi Rewards credit cards

Citi Rewards points can be transferred to Virgin Australia at a 2.5:1 or 2:1 ratio depending on which credit card you own. Citi Rewards Card holders will be able to transfer 2,500 Citi points for 1,000 Velocity points while Citi Premier and Citi Prestige cardholders have a better ratio of 2,000 Citi points for 1,000 Velocity points.

Here are the credit cards you can use to earn Citi Rewards points:

Credit Card Card Details
Citi Prestige Card
Citi Prestige Card
Card Value & Points Calculator
  • Earn 3 Citi Rewards points per $1 spent on International spend made overseas or online with a merchant that is based overseas.
  • Earn 3 Citi Rewards points per $1 spent on domestic purchases made directly with major airlines, hotels chains, and restaurants in Australia.
  • Earn 2 Citi Rewards points per $1 spent on domestic purchases made with major supermarkets, petrol outlets, and national retailers.
  • Earn 1 Citi Rewards point per $1 spent on all other domestic spend including Citi PayAll payments.
  • 4th hotel night free when booking four consecutive nights.
  • Complimentary Priority Pass for you and one guest.
  • One complimentary luxury transfer per year up to the value of $100.
  • International travel insurance and mobile phone insurance.
  • $700 annual fee
Citi Premier Card
Citi Premier Card
Card Value & Points Calculator
  • Earn 2 Citi Rewards points per $1 spent on eligible online spend and on international spend made overseas or online.
  • Earn 1 Citi Rewards point per $1 spent on all other eligible domestic spend.
  • Two airport lounge visits every year with complimentary Priority Pass membership.
  • International travel insurance and mobile phone insurance.
  • $150 annual fee if certain criteria is met, otherwise $300.
Citi Rewards Card
Citi Rewards Card
Card Value & Points Calculator
  • Earn 1 Citi Rewards point per eligible $1 spent on domestic spend, capped at $10,000 spend per statement period.
  • Earn 1 Citi Rewards point per eligible $1 spent on international spend made overseas or online with a merchant based overseas, uncapped.
  • International travel insurance and mobile phone insurance.
  • $149 annual fee.

CommBank Awards credit cards

CommBank Awards points can be transferred to Virgin Australia Velocity at either a 2:1 or 2.5:1 transfer ratio depending on which credit card you have. Ultimate Awards and Smart Awards card holders will be able to transfer at the better 2:1 ratio while the standard Awards credit card holders will receive the lower 2.5:1 ratio.

Here are the credit cards you can use to earn Awards points:

Credit Card Card Details
CommBank Ultimate Awards Credit Card
CommBank Ultimate Awards Credit Card
Card Value & Points Calculator
  • Earn up to 3 Awards points for every dollar spent up to and including $10,000 in a statement period on eligible purchases.
  • Pay no international transaction fees for purchases you make overseas or online
  • International travel insurance when activated before you travel.
  • No monthly fee if you spend at least $4,000 during your statement period. Otherwise the monthly fee is $35.
CommBank Smart Awards Credit Card
CommBank Smart Awards Credit Card
Card Value & Points Calculator
  • Earn up to 1.5 Awards points for every $1 spent up to and including $5,000 in a statement period on eligible purchases.
  • Earn up to 2 Bonus Points per $1 spent on your highest eligible purchase made in a statement period up to 1,000 Bonus Points.
  • Pay no international transaction fees for purchases you make overseas or online
  • International travel insurance when activated before you travel.
  • No monthly fee if you spend at least $2,000 during your statement period. Otherwise the monthly fee is $19.
CommBank Awards Credit Card
CommBank Awards Credit Card
Card Value & Points Calculator
  • Earns 1 Awards point for every $1 spent, up to $2,000 in a statement period.
  • Monthly fee of $8.
CommBank Business Platinum Awards Credit Card
CommBank Business Platinum Awards Credit Card
Card Value & Points Calculator
  • Earns 1 Awards point for every $1 spent, up to 300,000 points a year.
  • $300 annual fee.
CommBank Business Awards Credit Card
CommBank Business Awards Credit Card
Card Value & Points Calculator
  • Earns 1 Awards point for every $1 spent, up to 60,000 points a year.
  • $100 annual fee.

NAB Rewards credit cards

NAB Rewards points can be converted into Virgin Austrailia Velocity points at a 2:1 rate. Every 3,000 NAB Rewards points you transfer will give you 1,500 Velocity points.

NAB offers credit cards that can earn you as much as 3.75X points per $1 spent which is equal to a little more than 1 Velocity point per $1 spent. This makes the NAB Rewards program a great option for building up your points.

Here are the credit cards that you can use to earn NAB Rewards points:

Credit Card Highlights
NAB Rewards Signature Card
NAB Rewards Signature Card
Card Value & Rewards Calculator
  • Earn 3.75X points on purchases made with Webjet and on overseas purchases (in-store and online).
  • Earn 2.5X points on in-store and online at major department stores and hardware stores.
  • Earn 1.25X points on all other purchases.
  • Enjoy Visa Premium access and 24/7 concierge service.
  • International & domestic travel insurance, and purchase insurance.
  • $295 annual fee.
NAB Rewards Platinum Card
NAB Rewards Platinum Card
Card Value & Rewards Calculator
  • Earn 3X points on purchases made with Webjet and on overseas purchases (in-store and online).
  • Earn 2X points on in-store and online at major department stores and hardware stores.
  • Earn 1X points on all other purchases.
  • Enjoy Visa Premium access and 24/7 concierge service.
  • International & domestic travel insurance, and purchase insurance.
  • $195 annual fee.

Westpac Altitude Rewards credit cards

Westpac Altitude Rewards points can be transferred to Virgin Australia at a 3:1 ratio. Every 3,000 Altitude Rewards points you transfer will give you 1,000 Velocity points.

Westpac offers credit cards that earn as much as 6X points per $1 spent which is equivalent to earning 2X Velocity points!

Here are the Westpac credit cards you can use to earn Altitude Rewards points:

Credit Card Card Details
Westpac Altitude Rewards Black
Westpac Altitude Rewards Black
Card Value & Points Calculator
  • Earn 6 points for every $1 spent on Qantas, Jetstar, Singapore Airlines and Emirates flights bought in Australia, on up to $10,000 per month (then 1.25X).
  • Earn 2 points for every $1 spent at Spotify Premium, David Jones, Myer, THE ICONIC, Airbnb, Uber and Uber Eats.
  • Earn 1.25 points for every $1 spent on all other purchases
  • Two complimentary Priority Pass airport lounge passes each year
  • Complimentary travel and shopping insurances.
  • $295 annual fee.
Westpac Altitude Rewards Platinum
Westpac Altitude Rewards Platinum
Card Value & Points Calculator
  • Earn 3 points per $1 spent on Qantas and Jetstar flights bought in Australia, on up to $10,000 per month (then 1X).
  • Earn 2 points per $1 spent on Uber, Uber Eats, Spotify Premium, Airbnb and on Overseas Spend (including overseas purchases made from Australia).
  • Earn 1 point per $1 spent on all other purchases.
  • Complimentary travel and shopping insurances.
  • $175 annual fee.

Credit Card Rewards Calculator

Input your monthly and yearly spend amounts into our calculator to find out which credit cards from Virgin Australia and their partners will earn you the most Velocity points.

Currency Codes

Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.

Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.

Currency Controls

Currencies

Sections of the calculator allows you to choose a currency. You will be able to choose from the options below. If you want more options, add them!

Currency Conversions

This site's currency rates update once per hour. If you have a different exchange rate in mind for any of the added currencies, you can change the rate here.

Calculator Options

Year 1 or Year 2+?

Year 1 - Calculate how much you will earn in your first year of being a cardmember. Includes Intro Bonuses (if toggled on) and will use the free or reduced first year annual fees for any cards that have them.

Year 2+ - Calculate how much the card will be worth the 2nd year and onward. Automatically turns off intro bonuses and will ignore first year free/reduced annual fees.

Include Intro Bonuses?

If set to yes, intro bonuses will be included for a card's calculation ONLY IF you have met the monthly spend criteria based on what's entered into the tool.

Note: We do not have intro bonuses for all credit cards (mainly partners and popular credit cards), and we cannot calculate intro bonuses for some cards due to the complexity of some spend requirements.

Authorized Users

Some banks charge an additional fee to add family, friends, or employees to the credit card account. If you plan on adding authorized users to your credit card(s), you can enter that amount here.

Note: Some credit cards have a cap on how many authorized users you can add. While we do keep track of the fee structures, we do not keep track of caps. So be sure to check the rates and fees before applying.

#
Max of 100.
Calculate Foreign Transaction Fees?

Many cards will charge you a foreign transaction fee when making purchases in a foreign currency. This is typically between 2.5% and 3% for most credit cards.

If set to yes, we will calculate the estimated fee for any spend entered into the calculator that is considered foreign. This amount will appear in the calculations as well.

Note: We do not have the foreign transaction fee rates for all credit cards.

Monthly/Yearly Spending

Add Categories
Search for categories and click 'Add Category' to add selected categories to the calculator.
When On, only shows currently selected categories.
When On, shows the descriptions for each of the categories.
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Selected Categories
Results Will Appear Here

No Results. This is usually due to:

  • There's no good card options based on the spend entered.
  • The calculator is having a brain-fart and is not calculating rewards properly.

Enter different values or try again later.

Results

Listed below are the results based on what you entered into the tool above. These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card.

You can click on "Show Calculations" to see a breakdown of how the rewards were calculated, click on the card itself to learn more/apply through our partners (big thanks if you do!), or click on any of the other links to learn more about the card and it's rewards.

Do note that some of the calculations are rounded so it is possible that the estimated values may be off by a point or two when added up.

Remember that this particular tool uses our point/mile valuations, the intro bonuses we have in the database, and includes the maximum (calculable) bonuses for each card. If you want to have control over these options and much more, slide over to the Rewards Credit Card Directory & Calculator.

These calculations should be used for illustrative purposes only.