ANZ Rewards Platinum Card: Calculator & Points Value Guide
Fees
Earning Rates
- Earn 1.5 ANZ Reward points for every $1 spent up to and including $2,000 per statement period.
- Earn 0.5 ANZ Reward points for every $1 spent over $2,000 per statement period.
Main Benefits
- Enjoy complimentary insurances which includes international and domestic travel insurance and purchase coverage.
ANZ Rewards Platinum points calculator
Use this calculator to estimate ANZ Rewards points earned with the ANZ Rewards Platinum Card based on your monthly spend. Compare this card solo or as part of a custom multi-card setup and adjust fees and benefits to get your exact net value.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
Credit Cards
ANZ Rewards Platinum credit card details
How the ANZ Rewards Platinum earned points
The ANZ Rewards Platinum credit card earns ANZ Rewards points at the following rate:
- Earn 1.5 ANZ Reward Points for every $1 spent up to and including $2,000 per statement period.
- Earn 0.5 ANZ Reward Points for every $1 spent over $2,000 during a statement period.
ANZ Rewards Platinum points value & calculator
Key benefits of the ANZ Rewards Platinum
The ANZ Rewards Platinum credit card features the following benefits:
- Travel & Purchase Coverage: International Travel Insurance, Domestic Travel Insurance, Rental Vehicle Excess Insurance in Australia, Purchase Protection, and Extended Warranty Insurance.
ANZ Reward Platinum transfer partners & calculator
ANZ Rewards Platinum fees overview
Annual Fee
The ANZ Rewards Platinum credit card has a $149 annual fee. This consists of a $94 Annual Fee and $55 Rewards Program Service Fee.
Authorized User Fee
Up to 9 additional users can be added to the ANZ Rewards Platinum credit card at a cost of $65 per Additional Cardholder annually.
Foreign Transaction Fee
The ANZ Rewards Platinum credit card has a Overseas Transaction Fee of 3% which means that you will be penalized when making non Australian Dollar purchases.
Starting 2 May 2025, the fee will increase to 3.5%.
