Quick Overview

  • Earning Points: Luxury Card Rewards points are earned on every $1 spent with any of Luxury Card's three Mastercard options.
  • Versatile Redemption Options: Points offer the best value when redeemed for airfare but can also be used for hotels, car rentals, cash back, gift cards, and statement credits.
  • Redemption Value: Points are worth 2 cents each for airfare and 1–2 cents for other redemptions, depending on the Luxury Card you own.
  • Non-Transferable Points: Luxury Card Rewards points cannot be converted into airline miles or hotel loyalty points, making them less flexible compared to other leading rewards programs.
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Luxury Card Credit Card Points Calculators

Luxury Card offers three credit cards under three different tiers — Titanium, Black, and Gold. Each of these cards offer escalating benefits with Gold being one of the priciest credit cards in the industry at a whopping $995 per year.

Looking at the cards from a rewards standpoint, none of these cards are worth it. The earning rates and return on spend can be beat by no annual fee credit cards and there are travel credit cards with better benefits for significantly cheaper fees.

If you're looking for a luxury card with great benefits, check out the The Platinum Card from American Express or the Chase Sapphire Reserve.

Luxury Card Points Value Calculators

Luxury Card points have a flat value of 2 cents each when redeemed for airfare but varying value for other redemptions based on which card you have. Explore Luxury Card redemption options and use our Luxury Card points value calculator to find out how much points are worth based on card and redemption.