Bendigo Platinum Rewards Credit Card: Calculator & Points Guide

Fees

Earning Rates

Earn 1.5 Bendigo Bank Rewards points for every dollar spent.

Main Benefits

Enjoy no fee for additional cardholders
Travel and purchase insurance

Last Updated: 04-03-2025

Bendigo Platinum Rewards Credit Card Points Calculator

Calculate how many Bendigo Rewards points you can earn with the Platinum Rewards Credit Card based on your monthly spend. You can also combine this card with others, adjust benefit values, and customize fees to find the best-value setup for your wallet.

Quick Card Overview

Calculator Options

Add Card Categories

When On, adding a card to the calculator will add that card's bonus categories if they aren't already present.

Change Card Name

Name the card something else for your own records.

Add To Column

Edit Card Name

Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.

Quick Assign

Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.

Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.

Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.

You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.

If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.

NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.

Statuses

Add To Column

Status Value Based On

Clears all spend from a single column or all columns in the calculator. This resets the spend to 0 (zero) for each field, sets the time unit back to 'Monthly' and resets the currency to column's default.

Remove all credit card selections from a single column or all columns in the calculator.

^*NOTE: This has no impact on columns that feature only one credit card.

If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.

Removes all categories from the Spend Categories section (for all columns).

Category:

Spend:

Select the card you will use for this category.

Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.

No Selection

Apply the selected card to all categories in this column.

Credit Cards

Search Cards

Search through our credit card database by keyword. This is the most basic of searches. Keywords include:

Credit card name (e.g. Westpac Altitude Platinum, American Express Explorer Card)
Credit card code (e.g. AXPLATAU, COLESRMC, CBACC)
Issuing bank (e.g. American Express, CommBank, WestPac)
Currency (e.g. Membership Rewards Points, Altitude Points, Amplify Rewards)
Network (e.g. Visa, Mastercard, AMEX)

Enter spaces between keywords. Click on a card to view the details as well as the option to add it to the tool.

Show Unavailable Cards

When On, credit cards that are discontinued or currently unavailable will show up in the list.

Credit Card Codes

Enter credit card codes (3-13 characters each).

Use (+) plus sign to add multiple cards to the same column. (e.g. PLAT + PRG2)
Use (,) comma to start a new column. (e.g. PLAT + PRG2, BINKP, CSR + CSP)
Skip columns with empty entries (,,). (e.g. ,, PRG2)
Spaces are ignored.
Max: 10 columns. No max on cards in a column... at the moment.

New cards will be added to the tool along with any already existing entries. When adding more than one card to a column, there will be no selected cards for the column (as in, you will have to select which cards you'll use for each category manually).

(I apologize in advance for some of the codes these credit cards have.)

Not Found:

Add All Categories

When On, adds all the spend categories from each of the cards above.

Welcome To Our Credit Card Calculator Tool

Use this tool to calculate total credit card earnings and the overall cash value of credit cards side-by-side.

To get started, to the calculator.

Currency Worth

Memberships / Loyalty

Spend Categories

Add Categories

Search for categories and click 'Add Category' to add selected categories to the calculator.

Show selected categories

When On, only shows currently selected categories.

Show category descriptions

When On, shows the descriptions for each of the categories.

Bonus Rewards

Total Rewards

Monetary Bonuses

Fees

Total Column Value

Breakdown By Card

Bendigo Platinum Rewards Credit Card Details

Earning Rates

The Bendigo Platinum Rewards Credit Card earns Bendigo Rewards points at the following rate:

Earn 1.5 Bendigo Bank Rewards points for every dollar spent.

Rewards Value & Calculator

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Key Benefits

These are the main benefits of the Bendigo Platinum Rewards Credit Card:

Travel & Purchase Insurance: International Travel Insurance, Purchase Protection, and Extended Warranty.

Fees

Annual Fee

The Bendigo Platinum Rewards Credit Card has an annual fee of $89.

Authorized User Fee

There is no fee to add additional users to the Bendigo Platinum Rewards Credit Card.

Bendigo Rewards Points Calculators & Guides

Calculator: What's The Value of Bendigo Rewards Points?

View the list of redemption options and calculate the points to dollars for each option.