Emirates is a direct transfer partners of a two major credit card rewards programs: American Express Membership Rewards and CommBank Awards. This makes it possible to earn Emirates Skywards Miles via everyday spending and intro bonuses.

Emirates credit card transfer partners

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AMEX Membership Rewards credit cards

Membership Rewards points can be transferred to Emirates Skywards at a rate of 3:1 meaning that every 3,000 AMEX points you transfer will give you 1,000 Emirates miles. AMEX credit cards earn up to 2.25X points per $1 spent which is equal to 0.75X Emirates miles.

Here are the credit cards you can use to earn Membership Rewards points:

Credit Card Card Details
The American Express® Platinum Card
The American Express® Platinum Card
Luxury Travel & Global Lounge Access
  • Earn 2.25 points for every $1 spent on the card (excluding government bodies in Australia).
  • Earn 1 point for every $1 spent on government bodies in Australia.
  • $450 in annual travel credit for domestic or international travel through Platinum Travel Service.
  • Up to $400 in Global Dining credits.
  • Access to over 1,400 airport lounges worldwide.
  • Access to Fine Hotels + Resorts which offer an average total value of $800 AUD
  • Up to 20% in savings on First and Business Class fares.
  • Complimentary elite status with several hotel chains.
  • Complimentary Domestic and international travel insurance.
  • $1,450 annual fee.
The American Express Explorer® Credit Card
The American Express Explorer® Credit Card
  • Earn 2 points for every $1 spent on the card (excluding government bodies in Australia).
  • Earn 1 point for every $1 spent on purchases at government bodies in Australia.
  • $400 in annual travel credit for domestic or international travel through American Express Travel.
  • Two passes to American Express Lounges annually.
  • Access to The Hotel Collection.
  • Complimentary Domestic and international travel insurance.
  • $395 annual fee.
The American Express® Platinum Edge Credit Card
The American Express® Platinum Edge Credit Card
  • Earn 3 points per $1 spent at major supermarkets and petrol stations in Australia.
  • Earn 2 points per $1 spent on purchases in a foreign currency when overseas and online.
  • Earn 1 point per $1 spent on all other card purchases.
  • $200 in annual travel credit for domestic or international travel through American Express Travel.
  • Smartphone Cover with up to $500 for repairs.
  • Complimentary Domestic and international travel insurance.
  • $195 annual fee.
The American Express Essential® Credit Card
The American Express Essential® Credit Card
  • Earn 1.25 points per $1 spent on all purchases (excluding government bodies in Australia).
  • Earn 1 point per $1 spent on purchases at government bodies in Australia.
  • Smartphone Cover with up to $500 for repairs.
  • $0 annual fee.

CommBank Awards credit cards

CommBank Awards points can be transferred to Emirates Skywards at a rate of 4:1 meaning that every 4,000 CommBank points you transfer will give you 1,000 Emirates miles. CommBank credit cards earn up to 3X points per $1 spent which is equal to 0.75 Emirates miles when transferred.

Here are the credit cards you can use to earn CommBank Awards points:

Credit Card Card Details
CommBank Ultimate Awards Credit Card
CommBank Ultimate Awards Credit Card
  • Earn up to 3 Awards points for every dollar spent up to and including $10,000 in a statement period on eligible purchases.
  • Pay no international transaction fees for purchases you make overseas or online
  • International travel insurance when activated before you travel.
  • No monthly fee if you spend at least $4,000 during your statement period. Otherwise the monthly fee is $35.
CommBank Smart Awards Credit Card
CommBank Smart Awards Credit Card
  • Earn up to 1.5 Awards points for every $1 spent up to and including $5,000 in a statement period on eligible purchases.
  • Earn up to 2 Bonus Points per $1 spent on your highest eligible purchase made in a statement period up to 1,000 Bonus Points.
  • Pay no international transaction fees for purchases you make overseas or online
  • International travel insurance when activated before you travel.
  • No monthly fee if you spend at least $2,000 during your statement period. Otherwise the monthly fee is $19.
CommBank Awards Credit Card
CommBank Awards Credit Card
  • Earns 1 Awards point for every $1 spent, up to $2,000 in a statement period.
  • Monthly fee of $8.
CommBank Business Platinum Awards Credit Card
CommBank Business Platinum Awards Credit Card
  • Earns 1 Awards point for every $1 spent, up to 300,000 points a year.
  • $300 annual fee.
CommBank Business Awards Credit Card
CommBank Business Awards Credit Card
  • Earns 1 Awards point for every $1 spent, up to 60,000 points a year.
  • $100 annual fee.

Calculator: Which card will earn you the most Emirates miles?

Input your monthly and yearly spend amounts into our calculator to find out which credit cards from Emirates Airlines and their partners will earn you the most miles.

Currency Codes

Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.

Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.

Currency Controls

Currencies

Sections of the calculator allows you to choose a currency. You will be able to choose from the options below. If you want more options, add them!

Currency Conversions

This site's currency rates update once per hour. If you have a different exchange rate in mind for any of the added currencies, you can change the rate here.

Calculator Options

Year 1 or Year 2+?

Year 1 - Calculate how much you will earn in your first year of being a cardmember. Includes Intro Bonuses (if toggled on) and will use the free or reduced first year annual fees for any cards that have them.

Year 2+ - Calculate how much the card will be worth the 2nd year and onward. Automatically turns off intro bonuses and will ignore first year free/reduced annual fees.

Include Intro Bonuses?

If set to yes, intro bonuses will be included for a card's calculation ONLY IF you have met the monthly spend criteria based on what's entered into the tool.

Note: We do not have intro bonuses for all credit cards (mainly partners and popular credit cards), and we cannot calculate intro bonuses for some cards due to the complexity of some spend requirements.

Authorized Users

Some banks charge an additional fee to add family, friends, or employees to the credit card account. If you plan on adding authorized users to your credit card(s), you can enter that amount here.

Note: Some credit cards have a cap on how many authorized users you can add. While we do keep track of the fee structures, we do not keep track of caps. So be sure to check the rates and fees before applying.

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Max of 100.
Calculate Foreign Transaction Fees?

Many cards will charge you a foreign transaction fee when making purchases in a foreign currency. This is typically between 2.5% and 3% for most credit cards.

If set to yes, we will calculate the estimated fee for any spend entered into the calculator that is considered foreign. This amount will appear in the calculations as well.

Note: We do not have the foreign transaction fee rates for all credit cards.

Monthly/Yearly Spending

Add Categories
Search for categories and click 'Add Category' to add selected categories to the calculator.
When On, only shows currently selected categories.
When On, shows the descriptions for each of the categories.
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Selected Categories
Results Will Appear Here

No Results. This is usually due to:

  • There's no good card options based on the spend entered.
  • The calculator is having a brain-fart and is not calculating rewards properly.

Enter different values or try again later.

Results

Listed below are the results based on what you entered into the tool above. These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card.

You can click on "Show Calculations" to see a breakdown of how the rewards were calculated, click on the card itself to learn more/apply through our partners (big thanks if you do!), or click on any of the other links to learn more about the card and it's rewards.

Do note that some of the calculations are rounded so it is possible that the estimated values may be off by a point or two when added up.

Remember that this particular tool uses our point/mile valuations, the intro bonuses we have in the database, and includes the maximum (calculable) bonuses for each card. If you want to have control over these options and much more, slide over to the Rewards Credit Card Directory & Calculator.

These calculations should be used for illustrative purposes only.