Which Credit Card Points Transfer To Emirates Miles?

Last Updated: 05-30-2024

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🇺🇸 US

Emirates is a direct transfer partners of a two major credit card rewards programs: American Express Membership Rewards and CommBank Awards. This makes it possible to earn Emirates Skywards Miles via everyday spending and intro bonuses.

Emirates credit card transfer partners

AMEX Membership Rewards credit cards

Membership Rewards points can be transferred to Emirates Skywards at a rate of 3:1 meaning that every 3,000 AMEX points you transfer will give you 1,000 Emirates miles. AMEX credit cards earn up to 2.25X points per $1 spent which is equal to 0.75X Emirates miles.

Here are the credit cards you can use to earn Membership Rewards points:

Credit Card	Card Details
The American Express® Platinum Card Luxury Travel & Global Lounge Access Card Value & Points Calculator	Earn 2.25 points for every $1 spent on the card (excluding government bodies in Australia). Earn 1 point for every $1 spent on government bodies in Australia. $450 in annual travel credit for domestic or international travel through Platinum Travel Service. Up to $400 in Global Dining credits. Access to over 1,400 airport lounges worldwide. Access to Fine Hotels + Resorts which offer an average total value of $800 AUD Up to 20% in savings on First and Business Class fares. Complimentary elite status with several hotel chains. Complimentary Domestic and international travel insurance. $1,450 annual fee.
The American Express Explorer® Credit Card Card Value & Points Calculator	Earn 2 points for every $1 spent on the card (excluding government bodies in Australia). Earn 1 point for every $1 spent on purchases at government bodies in Australia. $400 in annual travel credit for domestic or international travel through American Express Travel. Two passes to American Express Lounges annually. Access to The Hotel Collection. Complimentary Domestic and international travel insurance. $395 annual fee.
The American Express® Platinum Edge Credit Card Card Value & Points Calculator	Earn 3 points per $1 spent at major supermarkets and petrol stations in Australia. Earn 2 points per $1 spent on purchases in a foreign currency when overseas and online. Earn 1 point per $1 spent on all other card purchases. $200 in annual travel credit for domestic or international travel through American Express Travel. Smartphone Cover with up to $500 for repairs. Complimentary Domestic and international travel insurance. $195 annual fee.
The American Express Essential® Credit Card Card Value & Points Calculator	Earn 1.25 points per $1 spent on all purchases (excluding government bodies in Australia). Earn 1 point per $1 spent on purchases at government bodies in Australia. Smartphone Cover with up to $500 for repairs. $0 annual fee.

CommBank Awards credit cards

CommBank Awards points can be transferred to Emirates Skywards at a rate of 4:1 meaning that every 4,000 CommBank points you transfer will give you 1,000 Emirates miles. CommBank credit cards earn up to 3X points per $1 spent which is equal to 0.75 Emirates miles when transferred.

Here are the credit cards you can use to earn CommBank Awards points:

Credit Card	Card Details
CommBank Ultimate Awards Credit Card Card Value & Points Calculator	Earn up to 3 Awards points for every dollar spent up to and including $10,000 in a statement period on eligible purchases. Pay no international transaction fees for purchases you make overseas or online International travel insurance when activated before you travel. No monthly fee if you spend at least $4,000 during your statement period. Otherwise the monthly fee is $35.
CommBank Smart Awards Credit Card Card Value & Points Calculator	Earn up to 1.5 Awards points for every $1 spent up to and including $5,000 in a statement period on eligible purchases. Earn up to 2 Bonus Points per $1 spent on your highest eligible purchase made in a statement period up to 1,000 Bonus Points. Pay no international transaction fees for purchases you make overseas or online International travel insurance when activated before you travel. No monthly fee if you spend at least $2,000 during your statement period. Otherwise the monthly fee is $19.
CommBank Awards Credit Card Card Value & Points Calculator	Earns 1 Awards point for every $1 spent, up to $2,000 in a statement period. Monthly fee of $8.
CommBank Business Platinum Awards Credit Card Card Value & Points Calculator	Earns 1 Awards point for every $1 spent, up to 300,000 points a year. $300 annual fee.
CommBank Business Awards Credit Card Card Value & Points Calculator	Earns 1 Awards point for every $1 spent, up to 60,000 points a year. $100 annual fee.

Calculator: Which card will earn you the most Emirates miles?

Input your monthly and yearly spend amounts into our calculator to find out which credit cards from Emirates Airlines and their partners will earn you the most miles.

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Calculator Options

Year 1 or Year 2+ Calculations

Year 1 - Calculate how much you will earn in your first year of being a cardmember. Includes Intro Bonuses (if toggled on) and will use the free or reduced first year annual fees for any cards that have them.

Year 2+ - Calculate how much the card will be worth the 2nd year and onward. Automatically turns off intro bonuses and will ignore first year free/reduced annual fees.

Include Intro Bonuses?

If set to yes, intro bonuses will be included for a card's calculation ONLY IF you have met the monthly spend criteria based on what's entered into the tool.

Do note that we do not have intro bonuses for all credit cards and we cannot calculate intro bonuses for some cards due to the complexity of some spend requirements.

Personal Or Business?

Are you looking for personal (consumer) credit card or business credit cards? You can also include both in the results.

Authorized Users

Some banks charge an additional fee to add family, friends, or employees to the credit card account. If you plan on adding authorized users to your credit card(s), you can enter that amount here.

Note: Some credit cards have a cap on how many authorized users you can add. While we do keep track of the fee structures, we do not keep track of caps. So be sure to check the rates and fees before applying.

Max of 100.

Calculate Foreign Transaction Fees?

Many cards will charge you a foreign transaction fee when making purchases in a foreign currency. This is typically between 2.5% and 3% for most credit cards.

If set to yes, we will calculate the estimated fee for any spend entered into the calculator that is considered foreign. This amount will appear in the calculations as well.

Note: We do not have the foreign transaction fee rates for all credit credits.

Enter Your Monthly & Yearly Spend Amounts

Category & Spend Options

Add Categories

Search our database of categories and add them to the calculator. You can select as many categories as you want.

Remove/Set Categories

Remove all categories from the calculator to start fresh or start with a set of popular predefined categories for personal or business spending.

Remove current categories and ADD: Supermarket, Restaurant/Dining, Gas Station, Transit, Travel, Online Shopping, Drugstore, Streaming, Cable, Wireless Phone, and Entertainment.

Remove current categories and ADD: Office Supply Store, Shipping, Advertisement, Gas Station, Restaurant, Phone, Internet, and Cable.

Removes all categories from the calculator.

Mobile Pay Option

The Mobile Pay option () only applies to credit cards that features bonuses or rewards that revolve around using Mobile Pay. When turned on, the category will count for both normal pay AND mobile pay. If a card has nothing to do with Mobile Pay, having it on or off will not make a difference.

Toggles the Mobile Pay option to on for all categories.

Toggles the Mobile Pay option to off for all categories.

Other Options

Clear all of the spend amounts entered into the calculator.

Results Will Appear Here

No Results. This is usually due to:

There's no good card options based on the spend entered.
The calculator is having a brain-fart and is not calculating rewards properly.

Enter different values or try again later.

Results

Listed below are the results based on what you entered into the tool above. These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card.

You can click on "Show Calculations" to see a breakdown of how the rewards were calculated, click on the card itself to learn more/apply through our partners (big thanks if you do!), or click on any of the other links to learn more about the card and it's rewards.

Do note that some of the calculations are rounded so it is possible that the estimated values may be off by a point or two when added up.

Remember that this particular tool uses our point/mile valuations, the intro bonuses we have in the database, and includes the maximum (calculable) bonuses for each card. If you want to have control over these options and much more, slide over to the Rewards Credit Card Directory & Calculator.

These calculations should be used for illustrative purposes only.

FAQ

Can you transfer points to Emirates Skywards?

Yes. Emirates Skywards is a direct transfer partner of two major Australia credit card programs and a large handful of hotel rewards programs.

What is the transfer ratio for AMEX Membership Rewards points to Emirates Skywards miles?

Every 3,000 American Express Membership Rewards points you transfer to Emirates will give you 1,000 Emirates Skywards miles.

What is the transfer ratio for CommBank Awards points to Emirates Skywards miles?

Every 4,000 CommBank Awards points you transfer to Emirates will give you 1,000 Emirates Skywards miles.

Does Emirates offer any co-branded credit cards in Austrailia.

Emirates has discontinued all co-branded credit cards in Austrailia.

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