USAA Cashback Rewards Plus American Express®
Fees
Earning Rates
- Earn 5% cash back on gas station and military base purchases on up to $3,000 in spend per year, then 1%.
- Earn 2% cash back on supermarket purchases on up to $3,000 in spend per year, then 1%.
- Earn 1% cash back on all other purchases.
Main Benefits
- Travel and purchase coverage.
Our Take
Card Details
USAA Cashback Rewards Plus earning rate
The USAA Cashback Rewards Plus Card earns at the following rates:
- 5% cash back on your first $3,000 in combined gas station and military base purchases yearly
- 2% cash back on your first $3,000 in grocery purchases yearly
- 1% cash back on other purchases
USAA Cashback Rewards Plus benefits
Here are the main benefits of the USAA Cashback Rewards Plus Card:
- Travel & Purchase Coverage: Trip Cancellation Insurance, Trip Interruption Coverage, Baggage Delay and Reimbursement, Travel Accident Insurance, Auto Rental Coverage, and Extended Warranty.
USAA Cashback Rewards Plus fees
Annual Fee
The USAA Cashback Rewards Plus Card has no annual fee.
Authorized User Fee
There is no fee to add additional users to the USAA Cashback Rewards Plus Card.
Foreign Transaction Fee
The USAA Cashback Rewards Plus Card has a 0% foreign transaction fee. This means the card can be used outside of the United States without incurring extra fees.
USAA Cashback Rewards Plus cash back calculator
Calculate how much cash back you can earn with the USAA Cashback Rewards Plus AMEX Card based on spend. Results can be compared side by side any U.S. credit cards featured on the site.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
