Earning Rates
- Earn 4 points for every £1 spent on purchases made in a foreign currency (as in non-Sterling).
- Earn 3 points for every £1 spent on purchases made in Sterling.
HSBC World Elite Mastercard earning rate
The HSBC Premier World Elite Mastercard earns HSBC Premier points at the following rates:
- 4 points for every £1 spent on purchases made in a foreign currency (as in non-Sterling).
- 3 points for every £1 spent on purchases made in Sterling.
Sterling purchases include UK, Jersey, Guernsey, and Isle of Man as well as transactions made overseas where you choose to pay in Sterling rather than local currency.
HSBC World Elite Mastercard points value
Based on our valuations, HSBC Premier Rewards Points earned with the HSBC Premier World Elite Mastercard are worth 0.33p.
Here's the breakdown in value based on redemption:
| Redemption Option | Value Per Point |
|---|---|
| Transferring HSBC Premier Rewards points to airline partners | 0.5 cents - 1 cent |
| Redeeming HSBC Premier Rewards points for vouchers | 0.3333 cents |
| Donating points to charity | 0.3333 cents |
HSBC Premier World Elite Mastercard Points Value Calculator
Calculate HSBC Premier Rewards Points to pounds for the HSBC Premier World Elite Mastercard when redeemed for airfare and more.
Points
Learn More
Check out the full details on redeeming HSBC Premier Rewards Points and how you can get the most value out of your rewards.
HSBC World Elite Mastercard benefits
Here are the main benefits of the HSBC Premier World Elite Mastercard:
- Priority Pass Membership: Get access to more than 1,300 airport lounges worldwide — just show your Premier World Elite Mastercard at the lounge door.
- Mastercard Priceless: Access unforgettable experiences and everyday value in the cities where you live and travel with Mastercard Priceless.
- Purchase Insurance: Enjoy Purchase Protection.
HSBC World Elite Mastercard points transfer
Points earned with the HSBC Premier World Elite Mastercard can be transferred to 12 partners:
| Transfer Partners | Program Type | Ratio |
|---|---|---|
| Air France and KLM Flying Blue | Airline | 2:1 |
| British Airways Executive Club | Airline | 2:1 |
| Cathay Pacific Asia Miles | Airline | 2:1 |
| Emirates Skywards | Airline | 2:1 |
| Etihad Guest | Airline | 2:1 |
| Eva Infinity MileageLands | Airline | 2:1 |
| FinnairPlus | Airline | 2:1 |
| Qantas Frequent Flyer | Airline | 2:1 |
| Singapore KrisFlyer | Airline | 2:1 |
| Tap Air Portugal Miles&Go | Airline | 2:1 |
| IHG Rewards | Hotel | 2:1 |
| Wyndham Rewards | Hotel | 2:1 |
HSBC Premier World Elite Mastercard Points Transfer Calculator
Use our calculator to convert HSBC Premier Rewards Points from the HSBC Premier World Elite Mastercard into airline miles and hotel points.
Points
HSBC World Elite Mastercard fees
Annual Fee
The HSBC Premier World Elite Mastercard has a £290 annual fee.
Authorized User Fee
Adding additional users to the HSBC Premier World Elite Mastercard will cost £60 per card, per year. This fee is refunded for Jade customers.
Additional cardholders will be able to access airport lounges.
Non-sterling Purchase Fee
The HSBC Premier World Elite Mastercard has a non-sterling purchase fee of 2.99%. This means that you will be penalized when using this card to make purchases that are not in Pound sterling.
HSBC World Elite Mastercard points calculator
Input your monthly and yearly spend amounts to calculate how many HSBC points you can earn with the HSBC UK Premier World Elite Mastercard. Compare the results side by side up to 2 credit cards to find out which cards are best for you.
Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.
Use this section to add credit cards to the calculator. You can search for a card or go through our top recommendations for each category.
Once you select a card, you'll be shown the details of the card. Any link you click on in the details will open up in a new tab, so you will not lose your calculations.
Clicking on Add Selected Card will add it to the calculator.
HSBC Premier World Elite Mastercard
40,000 Reward Points Terms Apply. Click to learn more.
Compare A Card
Add a credit card to compare side by side based on spend, benefits and fees.
Intro Bonus:
Annual Fee:
Authorized User Fee:
Bonus Categories:
Use this section to enter how much you plan on spending either monthly or yearly across different categories for each card listed.
You can click on the option button for access to a lot of useful tools you can use to quickly adjust spending for the calculator.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Spend Region:
International Purchases
General purchases made outside of the region the card is offered in (international charge).
4x
£
Supermarket/Grocery
Card purchases made at a supermarket or grocery store.
3x
£
Restaurant/Dining
Card purchases made at a restaurant or dining facility.
3x
£
Gas Station
Card purchases made at a gas station.
3x
£
Wireless Telephone Services
Monthly wireless telephone services purchased directly from U.S. wireless telephone service providers.
3x
£
Travel (General)
Any spending done on airline tickets, rental cars, hotels, or anything else deemed as travel.
3x
£
Entertainment
Concerts, live sporting events, movie theaters, amusement parks, tourist attractions, and other similar entertainment
3x
£
U.K. Non Category
Card purchases for all other misc purchases.
3x
£
Category Spending Total
The amount of rewards earned from card spending.
0
HSBC Premier Rewards Points
If a card earns bonus points, miles, or cash back, it will be listed here. You'll be able to edit or toggle on/off most bonuses listed here.
Do note that some bonuses may be automatically calculated based on spend entered in the Category Spending section.
If you want to factor in an intro or welcome bonus, you can also do that here by entering it in the Extra Value field. You can click on View Offers when applicable to see current sign up bonuses for all top credit cards by category.
Extra Value
Use this field to add additional rewards to include in the calculation such as an intro or signup bonus.
HSBC Premier Rewards Points
£15k Anniversary Points Boost
Spend £12k during the first 12 months of membership and get an additional 40k bonus points.
Rewards & Bonus Total
The amount of rewards earned from card bonuses.
0
HSBC Premier Rewards Points
This is the total of all points, miles, and cash back earned between Loyalty & Memberships, Category Spending, and Rewards & Bonuses.
You can view the average value of the rewards based on popular redemptions and the transfer of rewards to partners (where applicable).
0
HSBC Premier Rewards Points
Rewards Average Value By Redemption
How much is 0 HSBC Premier Rewards Points worth?
Average Value
This is how much we value the rewards earned with the card on average based on our valuations. Cards that may offer bonus/additional value are reflected here.
0.33p
£
0
Reward Transfers To Partners
You can convert 0 HSBC Premier Rewards Points to:
Air France and KLM Flying Blue
Frequent Flyer Program
0
Flying Blue Miles
Frequent Flyer Program
0
British Airways Avios
Cathay Pacific Asia Miles
Frequent Flyer Program
0
Asia Miles
Emirates Skywards
Frequent Flyer Program
0
Skywards Miles
Etihad Guest
Frequent Flyer Program
0
Etihad Guest Miles
Eva Infinity MileageLands
Frequent Flyer Program
0
Eva Bonus Miles
FinnairPlus
Frequent Flyer Program
0
FinnairPlus Avios
Hotel Rewards Program
0
IHG Rewards Points
Qantas Frequent Flyer
Frequent Flyer Program
0
Qantas Points
Singapore KrisFlyer
Frequent Flyer Program
0
KrisFlyer Miles
Tap Air Portugal Miles&Go
Frequent Flyer Program
0
TAP Miles
Wyndham Rewards
Hotel Rewards Program
0
Wyndham Points
Currency Worth
Enter how much you value a single rewards point or mile in cents or regional currency equivalent (X.XX). The value of cash back cannot be changed.
p
0.0033
Rewards Cash Value
The average cash value of rewards earned in the Grand Total section based on the set Currency Worth.
£
0
This section lists all monetary bonuses. This includes annual credits and top-tier benefits that can offer great monetary value.
If there's a perk or benefit missing that you find valuable, you can add how much you value it in the Extra Cash Value field.
Extra Cash Value
Use this field to add additional cash value to the calculations.
£
Total Cash Value
The total cash value of all listed benefits plus the cash value of rewards earned.
£
0
With great benefits comes great annual fees. If a card has a fee that you have to pay annually (or monthly in rare cases), it will be listed here. You have the ability to change it.
If the card charges a fee for adding authorized users, it will also appear in this section.
Annual Fee
This is the fee you must pay annually to have the card.
£290
£
Authorized User Fee
This is the cost to add additional users or supplemental cards to the account. Enter total amount of authorized users.
£60 per additional cardholder
#
£
0
