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Which UK Credit Card Points Transfer To British Airways?

Find out which partner credit cards earn rewards transferable to British Airways and calculate which cards will earn you the most Avios.
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British Airways Avios can be earned transferring rewards from several hotel programs and two major UK credit card partners: American Express Membership Rewards and HSBC UK Premier Rewards. This opens up a handful of additional credit cards you can use to earn Avios via intro bonuses and everyday spending.

British Airways credit card transfer partners

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The best credit card partner for earning Avios in the UK is the American Express Membership Rewards program with HSBC Premier Rewards also being a solid choice. Marriott can be useful as well if you're loyal to their brand and use their credit cards to pay for your stays.

AMEX Membership Rewards credit cards

AMEX Membership Rewards is one of the better programs for earning British Airways Avios. You'll be able to transfer AMEX Points to BA Avios at a 1:1 ratio. This allows you to earn 1 to 2 Avios per Β£1 spend across Membership Rewards Credit Cards.

HSBC UK Premier Rewards credit cards

HSBC Premier Rewards Points can be transferred to British Airways Avios at a 2:1 ratio meaning that every 2,000 HSBC Points you transfer will give you 1,000 Avios.

Marriott Bonvoy credit cards

Marriott Bonvoy Points can be transferred to British Airways Avios at a 3:1 ratio meaning that every 3,000 Marriott Bonvoy Points you transfer will earn you 1,000 Avios.

On top of the good transfer ratio, Marriott also throws in a bonus 15,000 points every time you transfer 60,000 points to an airline partners. At a 3:1 transfer ratio, this gives you a bonus 5,000 Avios.

If you frequently stay at Marriott brand hotels, this is an easy way to build the equivalent of 3.3 Avios per US$1 spent at Marriott hotels since you'll earn 10 points per US$1 spent. If you have status or use a Marriott credit card, you'll be able to earn additional points and thus be able to earn at an even higher rate.

Calculator: Which credit card will earn you the most Avios?

Input your monthly and yearly spend amounts into our calculator to find out which UK credit cards from British Airways and their partners will earn you the most Avios.

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Calculator Options
What Type of Rewards Do You Want To Earn?
This calculator can output the best credit cards for a general rewards type or compile a list of the best credit cards for earning rewards with a specific loyalty program.
Frequent Flyer Programs
Select the frequent flyer program that you want to earn rewards for. Results will include all co-branded credit cards offered by the selected airline and all credit cards partners that allow you to transfer rewards to the selected airline.
Hotel Loyalty Programs
Select the hotel loyalty program that you want to earn rewards for. Results will include all co-branded credit cards offered by the selected hotel program and all credit cards partners that allow you to transfer rewards to the selected hotel program.
Other Loyalty Programs
Select the program that you want to earn rewards for. Results will include all credit cards offered by the selected program and all credit cards partners that allow you to transfer rewards to the selected program.
Personal Or Business?
Are you looking for personal (consumer) credit card or business credit cards? You can also include both in the results.
Include Intro Bonuses?
If set to yes, intro bonuses will be included for a card's calculation ONLY IF you have met the monthly spend criteria based on what's entered into the tool.
Do note that we do not have intro bonuses for all credit cards and we cannot calculate intro bonuses for some cards due to the complexity of some spend requirements.
Enter Your Monthly & Yearly Spend Amounts
Resets all fields in the Category Spending section for all columns. Also clears all saved spend values that carry from calculator to calculator.
Deletes all categories in the Category Spending section so you can start fresh.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Category Currently Selected:
Spend Region:
About Spend Region: Some credit cards feature categories that only earn rewards when spending in a certain region. Changing this category to Domestic or International spend will calculate such for those cards, otherwise it's assumed by Default.

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Results

These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card. They should be used for illustrative purposes only.

FAQ

Can you transfer points to British Airways Avios?

Yes. You can earn Avios in the British Airways Executive Club program using several major transfer partners including American Express and HSBC UK.

What's the transfer ratio for AMEX points to British Airways Avios?

Every 1,000 AMEX Membership Rewards points you transfer to British Airways will give you 1,000 British Airways Avios.

What's the transfer ratio for HSBC UK points to British Airways Avios?

Every 1,000 HSBC UK Premier points you transfer to British Airways will give you 1,000 British Airways Avios.